just before toyota announced a huge recall. the associated press reported today the warning was contained in an internal e-mail by irv miller, a company vice president. he since has retired. in the e-mail miller said "we are not protecting our costumers by keeping this quiet." the automaker had no immediate response for the report. for the record, toyota is an underwriter of the new england. the former chairman of the federal reserve-- alan greenspan -- today defended his actions during the run-up to the financial crisis. he appeared before a bipartisan commission, at a hearing focused on sub-prime mortgages. those loans went bad in droves and fueled the meltdown in 2008. the panel's chairman said it was the fed's fault. greenspan blamed mortgage lending giants fannie mae and freddie mac for pushing the risky loans. >> mr. chairman, why, in the face of all that, did you not act to contain abusive, deceptive subprime lending? why did you allow it to become such an infection in the marketplace? >> i think things were better than